BUILT FOR YOUR DAILY TRANSACTIONS

Karla is helping you put your wallets away. Your devices have you covered. Just tap to make payments everywhere you go

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SWITCH TO THE EASY LIFE

Contactless payment for you!

A smarter way of making payments. Swiftly handle transactions for withdrawals and payments in a jiffy. Karla is a new level of convenience.

Secure Payments

With built-in authentication, transaction encryption, and fraud protection, Karla helps keep your money and personal information safe.

Speed and Convenience

Faster checkouts mean smoother customer experiences and a better turnover rate for businesses. Enjoy speed and convenience with Karla.

Unrivaled Success Rate

Our reliable technology ensures every payment goes through smoothly. Join us and enjoy a new level of success with every transaction!

THE FUTURE OF PAYMENTS

Get started with Karla today!

Karla supercharges you to receive and make payments through its revolutionary tap to pay all within your mobile phone.

01.
Download the Karla App

Download Karla from your your app store, and sign up to get access to convenient payment processes.

02.
Add Your Card(s)

Securely add your debit or credit cards after you sign in to the Karla app, fill in the necessary information.

03.
Start Paying with Your Phone

Start using Karla and manage all your transactions in one place. One Flick, One Tap and Payment is made.

Frequently Asked Questions

Have more questions? Feel free to reach out to us

Karla is a contactless payment platform that allows you to make quick and secure payments with your mobile device or contactless card. It works by enabling you to link your preferred payment method to the Karla app and then using your device or card at participating merchants' contactless terminals to complete transactions swiftly and securely.

Yes, Karla prioritizes your security. We use advanced encryption and tokenization to safeguard your payment information. Your card details are never shared with merchants during transactions, adding an extra layer of protection Contactless payment, unlike traditional mobile device payments, is considered one of the most secure due to its lack of sensitive personal information.

Right now, Karla is only available in Nigeria and we are continuously expanding our services to African countries to reach as many users as possible and ultimately outside Africa.

Asides NFC payment, Karla can authenticate payment through QR code.

Generally, there are no additional fees for using tap-to-pay. However, we advise you to check with your card issuer or bank for specific terms and conditions related to your card.

To set up Karla, follow these simple steps: Download the Karla app from your device's app store, Sign up for an account or log in if you already have one, Add your preferred payment method, such as a credit or debit card, You're now ready to use Karla for contactless payments!

Everyday transactions, made easier

Karla supercharges you to receive and make payments through its revolutionary tap to pay all within your mobile phone.

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Download now

Karla supercharges you to receive and make payments through its revolutionary tap to pay all within your mobile phone. Receive payments easily with a tap using our straightforward payment solution. Experience effortless transactions tailored to your preferences.

Karla is a financial partner of Focus Microfinance Bank. Karla is not a financial institution. All financial services and transactions are powered and provided by Focus Microfinance Bank, and are subject to their terms and conditions.